YONO saves time and supports the growing trend of digital-first solutions in banking by doing away with the need for in-person visits. YONO provides a plethora orummy withdrawf other handy features, like bill payment, instant fund transfers via UPI (Unified Payments Interface), and utility & mobile phone recharges, in addition to account opening. Users of the app can also access a range of financial products at their fingertips, including insurance policies, fixed deposits, and mutual funds.